Enter your current average monthly household living cost, number of dependents, and expected treatment/recovery period to calculate the coverage needed to bridge your living costs if your income stops during treatment, then add the statistical average treatment cost for each disease to see the total recommended diagnosis coverage for cancer, cerebrovascular disease, and ischemic heart disease.
Adds 10 percentage points per dependent (up to 50pp) to the living-cost coverage to reflect the added caregiving and living burden.
Enter the fields above to see your estimated recommended coverage.
The statistical average treatment costs are commonly cited reference figures covering both insured and non-insured (out-of-pocket) medical expenses; actual costs vary widely depending on disease stage, treatment method, and length of hospitalization. The total recommended coverage is a simple sum of the living-cost coverage and the average treatment cost, provided as a reference estimate only — it does not replace the coverage design of a specific insurance product or professional financial/medical advice.