Airbnb Host Income & Occupancy Tax Estimator

Enter your annual booking revenue, expenses, and tax rates to estimate your after-tax net cash flow after Airbnb fees, expenses, and taxes, plus the occupancy tax you may owe. Every fee and rate is a value you enter yourself, so nothing is locked to a specific year or location.

The total amount guests paid (nightly rate + cleaning fees), before the Airbnb fee is deducted. Exclude any occupancy tax that Airbnb collects on your behalf at checkout.

Defaults to 3%, the typical Host-only fee. If you're on a split-fee structure or have a different arrangement, check your actual rate in your Airbnb account and adjust it.

Rates vary widely by city, county, and state — check your local or state tax authority's website for the exact rate.

Defaults to the combined 15.3% (12.4% Social Security + 2.9% Medicare). Most short-term rental income is reported on Schedule E as passive rental income and isn't subject to self-employment tax.

Your expected marginal or effective rate. Tax brackets are adjusted every year, so check the current IRS and state tables and enter your own estimate.

Enter the details above to calculate the result.

About Airbnb host income and occupancy tax

Hosting on Airbnb in the US involves two separate financial layers beyond the raw booking revenue: Airbnb's host service fee (typically around 3%) taken before you're paid out, and occupancy/lodging tax (a local tax that varies by jurisdiction, sometimes collected and remitted by Airbnb on your behalf, sometimes requiring the host to handle it directly). This tool estimates your net cash flow after fees, expenses, and taxes, accounting for whether Airbnb handles occupancy tax collection for your specific listing.

How the calculation works

Airbnb's host service fee is subtracted from gross booking revenue to get your settled payout. From there, if self-employment tax applies, it's calculated on 92.35% of your net income (revenue minus deductible expenses) at your entered rate, plus estimated income tax at your combined federal+state rate, both subtracted to reach after-tax net cash flow. Separately, if you indicate Airbnb doesn't handle occupancy tax collection for you, the calculator shows the estimated occupancy tax amount you'd need to collect and remit yourself, distinct from your income tax calculation.

Frequently asked questions

What's the difference between occupancy tax and income tax?
Occupancy tax (also called lodging or hotel tax) is a tax on the guest's stay that the host collects and passes through to the local government, similar to a sales tax — it's not the host's income. Income tax and self-employment tax, by contrast, are taxes on the host's actual profit from the hosting business, calculated entirely separately from occupancy tax.
Why does it matter whether Airbnb collects occupancy tax automatically?
In many jurisdictions Airbnb has agreements to automatically collect and remit occupancy tax on the host's behalf, meaning the host doesn't need to handle that separately — but in jurisdictions without such an agreement, the host is personally responsible for collecting the right amount from guests and filing/remitting it to the local tax authority themselves, a materially different administrative burden this calculator flags.
Is self-employment tax always owed on Airbnb hosting income?
It generally depends on the specific facts of your hosting activity (level of services provided, rental frequency, and other factors the IRS considers), which can determine whether the income is treated as rental income (not subject to self-employment tax) or business income (which is) — this calculator lets you toggle whether it applies since the correct classification depends on your specific situation, which a tax professional can help determine.