Enter your jeonse deposit, guarantee period, and guarantee rate to estimate your HUG jeonse deposit return guarantee insurance premium. Since guarantee rates change periodically, enter the rate yourself, or check the debt-ratio helper below for a reference suggestion you can apply.
Enter the deposit amount, guarantee period, and guarantee rate to estimate your premium.
This calculator applies HUG's (Korea Housing & Urban Guarantee Corporation) standard jeonse deposit return guarantee insurance premium formula — premium = deposit amount × guarantee rate × (guarantee period in days ÷ 365) — rounded to the nearest ₩10, as a reference simulation. Because HUG's official guarantee rates are set by housing type (apartment vs. other housing) and debt-ratio tier, and are revised from time to time, this tool does not hard-code a fixed rate: you enter it yourself. The reference rate shown by the debt-ratio helper reflects a past rate schedule and may no longer match the current official rate. Your actual premium may also be reduced by 20-60% discounts for underprivileged groups, newlyweds, multi-child households, etc., or adjusted for installment payment. For the exact premium, use the premium calculator on HUG's official site (khug.or.kr) or contact HUG customer service (1566-9009). This is a rough reference estimate only, not an insurance quote, application guidance, or legal/financial advice.